1. The subject of the order are long-term loan services.

2.Detailed description of the subject of the contract:

1.Long-term loan for the repayment of obligations previously incurred under the issue of securities and financing of the budget deficit in 2019.

2. Loan amount: PLN 27,000,000.00.

3. Loan period: 2019-2028.

4. The loan will be collected by tranches from the day of signing the contract until 31/12/2019.

5. Determining the value of loan disbursements and the deadline for placing them at the disposal of the Employer will be made by submitting by the Employer a demand for funds within 2 days from the date of submission of the request.

6. Grace period for repayment of capital until January 2021.

A detailed description of the subject of the contract is part of the III Specification of the Essential Terms of the Contract for this tender procedure.

1. A long-term loan for the repayment of previously incurred liabilities arising from the issue of securities and for financing the budget deficit in 2019.

2. Loan amount: PLN 27,000,000.00.

3. Loan period: 2019-2028.

4. The loan will be taken in tranches from the day the contract is signed until 31/12/2019.

5. Determining the value of loan disbursements and the deadline for placing them at the disposal of the Employer will be made by submitting by the Employer a request for funds within 2 days from the date of submission of the request.

6. Grace period in capital repayment until January 2021.

7. The loan principal installments will be repaid in monthly installments on the following dates and amounts:

1) Until December 31, 2021 in the amount of - PLN 1,000,000.00;

2) Until December 31, 2022 in the amount of - PLN 2,000,000;

3) Until December 31, 2023 in the amount of PLN 4,000,000;

4) Until December 31, 2024 in the amount of PLN 4,000,000;

5) Until December 31, 2025 in the amount of PLN 4,000,000;

6) Until December 31, 2026 in the amount of PLN 4,000,000;

7) Until December 31, 2027 in the amount of PLN 4,000,000;

8) Until December 31, 2028 in the amount of PLN 4,000,000.00

8. The repayment of interest on a monthly basis in 2019-2028 will take place on the last business day of the month.

9. The amount of credit used is interest bearing annually, according to a variable interest rate. The interest rate is equal to the reference rate plus the bank's margin.

10. The reference rate is the WIBOR 1M rate denoting the interest rate for 1-month interbank deposits, calculated as the average from the last month preceding the month for which interest is calculated.

11. The bank's margin is fixed during the contractual loan period.

12. To calculate the amount of interest, the actual number of days in each quarter is taken from the actual number of days in the year (365/365 and 366/366 in the leap year).

13. The amount of one-time bank commission on the loan granted may not exceed 0.1%.

14. The Purchaser reserves the following:

a) the possibility of taking a loan in an amount lower than the one fixed without additional fees and commissions for the Contractor.

b) the Employer's right to repay all or part of the loan in advance, at dates convenient for him, after prior notification to the Contractor of his intention to repay within 3 days before making it. In this situation, interest on the loan will be calculated only on the current debt and for the actual period of its occurrence and the Employer will not incur any fees and commissions on this account to the Contractor.

In such cases, the Parties shall agree on a new repayment schedule.

15. The Purchaser reserves the following:

a) the ability to change the repayment schedule, without charging additional fees and commissions in this respect to the Contractor.

In such cases, the Parties shall agree on a new repayment schedule in the form of an annex to the contract.

16. The Bank will not collect any other related fees and commissions from the Borrower

With loan servicing, except for the commission on granting the loan.

17. The loan will be secured by a blank promissory note together with a promissory note declaration (countersigned by the Treasurer of the Nowotarski Poviat).

18. The Awarding Entity will not submit a declaration of submission to enforcement pursuant to Article 777 § 1 point 5 of the Code of Civil Procedure

19. The loan may not be charged with any other fees than those listed in the ToR.

20. There are no enforcement activities on the Purchaser's accounts.

21. The ordering party has not been and is not being restructured in other banks.

22. The Employer did not run a corrective proceedings program and does not proceed with its implementation within the meaning of the Act of 27.8.2009 on public finances.

23. At the Employer there were no debt collection activities carried out through the court bailiff at the request of banks.

The entire subject of the contract is specified in part III of the ToR