The subject of the contract is to grant a loan in the amount of PLN 12,000,000 to finance the planned budget deficit. Detailed conditions for the implementation of the subject of the contract are included in Annex No. 4 to the SWZ – Draft provisions of the contract.

1. The basis for initiating the loan procedure is: Resolution No. LI/475/2023 of the Wilkowice Commune Council of February 1, 2023 on taking a loan to finance the planned budget deficit. 2. The subject of the contract is to grant a loan in the amount of PLN 12,000,000 to finance the planned budget deficit. 3. Conditions for the implementation of the subject of the contract: 1) Schedule of repayment of capital installments: Year 2024 31.03.2024 - PLN 100,000.00 30.09.2024 - PLN 100,000.00 Year 2025 31.03.2025 - PLN 100,000.00 30.09.2025 - 100.000,000,00 PLN Year 2026 31.03.2026 - 100.000,00 PLN 30.09.2026 - 100.000,00 PLN Year 2027 31.03.2027 - 100.000,00 PLN 30.09.2027 - 100.000,00 PLN Year 2028 31.03.2028 - 100.000,00 PLN 30.09.2028 - 100.000,00 PLN Year 2029 31.03.2029 - 100.000,00 PLN 30.09.2029 - 100.000,00 PLN Year 2030 31.03.2030 - 650.000,00 PLN 30.09.2030 - 650.000,00 PLN Year 2031 31.03.2031 - 750.000,00 PLN 30.09.2031 - 750.000,00 PLN Year 2032 31.000,00 PLN 03.2032 - 750.000,00 PLN 30.09.2032 - 750.000,00 PLN Year 2033 31.03.2033 - 1.000.000,00 PLN 30.09.2033 - 1.000.000,00 PLN Year 2034 31.03.2034 - 1.000.000,00 PLN 30.09.2034 - 1.000.000,00 PLN Year 2035 31.03.2035 - 1.250.000,00 PLN 30.09.2035 - 1.250.000,00 PLN 2) The entire loan will be made available to the Ordering Party from the date of conclusion of the contract, and will be paid in tranches in PLN / bank account of the Ordering Party - Bank Spółdzielczy w Bystra: 15 8133 0003 0000 0244 2000 0001. 3) The Ordering Party reserves the right to use the loan as needed, but by 31 December 2023 at the latest. The Ordering Party shall notify the Lender about the amounts and dates of starting the loan 4 days in advance. 4) For the purpose of calculating the offer price, the date of disbursement of the entire loan should be 01.05.2023. 5) Repayment of interest on the loan will be made in monthly installments on the basis of a written notification to the bank about the amount of interest due in a given month, starting from the month of launching the loan in PLN / PLN / at a variable interest rate determined according to the WIBOR 3M rate – meaning the interest rate on the offered 3-month loans increased by the bank's fixed margin provided in the offer form. The bank's fixed margin may not be higher than 1,0 %. 6) It is possible to repay the loan or part of it early without incurring additional fees. The Ordering Party will notify the Lender about early repayment of the loan (in whole or in part) 7 days in advance. 7) For the calculation of interest on the loan, the actual number of days in a calendar year must be taken into account. 8) The loan will be secured by a blank promissory note issued by the Ordering Party together with a promissory note declaration. 9) The Ordering Party reserves the right not to use the credit or part thereof without incurring any fees. 10) The Ordering Party guarantees the use of the loan up to the amount of PLN 9,000,000.00.