1. The subject of the contract is the Granting of a long-term loan to finance the planned budget deficit of the Świebodzin Commune in 2022 and the repayment of previously incurred liabilities.

2. Detailed terms of the contract, including quality requirements referred to in Article 246(2) of the PPL Act:

1) The amount of the loan granted up to the amount – PLN 8,540,000.00.

2) Loan period from the date of conclusion of the contract to 31.12.2032.

3) The loan will be paid in tranches:

• I tranche – 31.10.2022 – PLN 2,500,000.00

• II tranche – 30.11.2022 – PLN 3,500,000.00

• III tranche – 15.12.2022 – PLN 2,540,000.00

4) The loan will be repaid in 120 monthly installments: 1 (first) installment of PLN 67,200.00, the remaining 119 installments of PLN 71,200.00 in the period from January 2023 to December 2032.

5) The debt repayment schedule is attached as Appendix No. 7 to the SWZ, which will also be an annex to the loan agreement.

1. The subject of the contract is the Granting of a long-term loan to finance the planned budget deficit of the Świebodzin Commune in 2022 and the repayment of previously incurred liabilities.

2. Detailed terms of the contract, including quality requirements referred to in Article 246(2) of the PPL Act:

1) The amount of the loan granted up to the amount – PLN 8,540,000.00.

2) Loan period from the date of conclusion of the contract to 31.12.2032.

3) The loan will be paid in tranches:

• I tranche – 31.10.2022 – PLN 2,500,000.00

• II tranche – 30.11.2022 – PLN 3,500,000.00

• III tranche – 15.12.2022 – PLN 2,540,000.00

4) The loan will be repaid in 120 monthly installments: 1 (first) installment of PLN 67,200.00, the remaining 119 installments of PLN 71,200.00 in the period from January 2023 to December 2032.

5) The debt repayment schedule is attached as Appendix No. 7 to the SWZ, which will also be an annex to the loan agreement.

6) The possibility of early repayment of part or all of the loan without additional fees, after notifying the Contractor of the planned early repayment 3 days in advance (business days).

7) In the case of early repayment of part or all of the capital – interest payable on the actual debt.

8) In the case of early repayment of part of the capital – a new repayment schedule of capital installments will be established by concluding an annex to the contract.

9) Interest payment in monthly periods – at the end of each month, on the last business day.

10) Calculation of interest the Contractor shall deliver to the Ordering Party 7 days before the payment date.

11) Loan bearing interest at the variable WIBOR 1M interest rate increased by the bank's margin fixed during the loan period. The WIBOR 1M rate for each interest period will be determined on the basis of the arithmetic average of the WIBOR 1M rates in force in the period from the first to the last day of each month preceding a given interest period.

12) The interest period covers a period of one month.

13) The Ordering Party does not provide for the possibility of charging other (additional) fees and commissions related to the service of the loan granted.

14) Placing funds from the loan at the disposal of the Ordering Party within 3 working days from the date of signing the contract.

15) The Ordering Party reserves the right to release credit funds by the deadline of 31 December 2022.

16) The deadline for loan disbursement tranches will be determined by submitting a demand for funds by the Ordering Party 3 business days before their launch.

17) The Ordering Party reserves the right to change the amount of loan payment tranches and the deadlines for placing them at the disposal of the Ordering Party, which will take place by submitting by the Ordering Party a demand for funds 3 working days before their launch.

18) The Ordering Party reserves the right to limit the size of the subject of the contract to the minimum size of PLN 4,500,000.00.

19) In the case of using part of the loan – a new repayment schedule of capital installments will be established by concluding an annex to the contract.

20) The Contractor shall charge interest only on the disbursed tranches of the loan.

21) The Contractor shall not charge interest on the amount of the unused credit.

22) The implementation of the instruction will take place in a non-cash form to the account of the budget of the Municipality of Świebodzin No. 35 1020 5402 0000 0002 0305 6579.

23) All necessary documents needed to sign the loan agreement shall be provided by the Ordering Party to the Contractor who wins the proceedings before the date of signed the contract.

24) The loan will be secured by an in blank promissory note together with a promissory note declaration – plus countersignature by the Treasurer of the Municipality.

3. Documents containing information necessary to assess the creditworthiness of the Ordering Party constitute Appendix No. 9 to the SWZ.