The subject of the contract is the selection of a bank that grants and supports a long-term bank loan for 2019-2030. Loan amount: PLN 5,600,000 (in words: five million six hundred thousand zlotys).
The subject of the order is the choice of the bank granting and servicing the long-term bank loan:
a) expected loan period from 24/12/2019 to 31/12/2030 - the indicated date is the basis for calculating the price;
b) total loan amount PLN 5,600,000 (in words: five million six hundred thousand zlotys);
c) The Awarding Entity will allocate funds from the loan to finance the planned budget deficit of the Krosno Odrzańskie commune;
d) grace period for loan repayment by 15/03/2025;
e) the loan repayment date, according to the attached schedule - by 31.12.2030;
f) during the grace period, interest will be payable on a monthly basis on the last business day of the month;
g) during repayment of loan installments interest will be payable on installments;
h) interest rate on the 1-month WIBOR loan from the last business day of the month preceding the period for which interest is calculated, increased by the bank's fixed margin determined on the basis of the offer submitted;
i) the bank will not charge a one-time commission for granting the loan, including for examining the application, for payment of tranches, for changing the schedule, for annexing the contract, for early repayment, for opening and servicing the account for the purpose of the loan;
j) the interest rate on the loan will be calculated only on the amount of actual debt;
k) The Contractor shall not charge a bank fee or commission on the loan commitment, i.e. the balance of the unused portion of the loan;
l) the loan repayment security will only be a blank promissory note with a promissory note declaration;
m) the actual calendar, i.e. 365/366 days (actual number of days per month) will apply for the price calculation and during the term of the contract;
n) The Purchaser will not incur additional costs related to early repayment of all or part of the loan.