The object of the contract is: the provision of a long-term bank loan up to PLN 6,763,806 in 2021 for financing the planned budget deficit in the current year and the repayment of previously incurred loan and loan obligations.

The subject of the contract is: the provision of a long-term bank loan up to the amount of PLN 6,763,806 in 2021, meeting the following requirements:

1. The amount of credit granted: up to the amount of PLN 6,763,806 (golden words: six million seven hundred and sixty-three thousand eight hundred six) with the purpose of financing the planned budget deficit in the current year and the repayment of previously incurred loan and loan obligations.

2. The Contracting Authority reserves the possibility of not using the full amount of the loan (20%), without incurring additional fees and commissions.

2. In accordance with Article 441 (1) of the Pzp Act, the Contracting Authority provides for the possibility of exercising the right option of increasing the amount of credit granted by PLN 799 979 (up to a total amount of PLN 7,563,785) in the event of failure to obtain a loan under preferential terms from the WFOŚiGW or increase the planned debt on the basis of the amendment of the budget resolution.

3. The credit will be allocated to future payments or costs already incurred.

4. Credit is required to be made available from the date of conclusion of the contract. Payment of the loan will occur in tranche (s) based on the commissioning of tranches (s).

5. Estimated height and timing of the commissioning of tranches:

1) 24.6.2021 — up to a height of 3,381 903 PLN;

2) 24.9.2021 — up to a height of PLN 1 690 951;

3) 23.12.2021 — up to a height of 1 690 951 PLN.

6. The Contracting Authority reserves the possibility to modify the amount of tranches paid, the amount of tranches of credit and the date of their launch without incurring additional fees and commissions.

7. The method of commissioning funds — to the bank account of the Contracting Authority.

8. The loan should be provided on the basis of the variable WIBOR 1M reference rate plus the bank's fixed margin.

9. The Contracting Authority does not provide for the possibility of charging for the provision of credit.

10. Lending period — up to 31.12.2040.

11. The penalty of repayment of the capital installments of the loan: the first installment of the capital payable by 31.3.2023 and the last one by 31.12.2040. Repayment of capital in equal installments during quarterly periods — loan installments payable at 31.3., 30.6., 30.9., 31.12 of the year in the amount of PLN 93 941 — 71 installments (last instalment 72 amounting to PLN 93 995).

12. Interest will be charged and paid monthly only on outstanding capital, interest payable on the last day of the month in question — the first payment on the last day of the month in which the credit was launched and the last one on 31.12.2040.

13. Variable interest rate based on the WIBOR 1M ratio and the bank's fixed margin.

14. Accepted by the Ordering Party form of credit collateral — promissory note in blanco.

15. The agreement must provide for the possibility of early repayment of all or part of the loan without incurring additional fees and commissions.

16. The Contractor will not charge any additional fees and commissions for the provision and servicing of the credit beyond those listed in the SWZ and presented in the offer.