1. The subject of the contract includes granting and servicing a long-term loan in the amount of up to PLN 10,324,000.00 (in words: ten million three hundred twenty-four thousand 00/100 zlotys) to finance investment expenses. 2. Loan currency – zloty Polish. 3. The Contractor shall release the credit funds in the amount and dates indicated by the Contracting Entity, without submitting a separate loan application subject to consideration. The Contracting Authority shall inform the Contractor about the date of payment and the amount of each tranche at least 3 business days before the payment of the loan tranche. 4. The Contractor shall open a credit account on the date of transfer of the first tranche of the loan and shall keep it free of charge during the term of the contract. 5. The final date of using the loan expires on 31.12.2023. 6. Loan period 12 years. The grace period for loan repayment is 1 year. The loan will be repaid in the years 2024-2034, with the first capital installment payable by 31/03/2024, the last installment payable by 31/03/2034 – subject to paragraph 7. 7. The Ordering Party reserves the right to use a smaller amount of credit and its early repayment without incurring any costs. The amount of credit that will be used is min. 5 000 000,00 PLN In the event of early repayment of the loan, interest will be calculated for the period of its actual use. The Contractor will not charge interest or any fees on the amount of unused credit. 8. In the event of early repayment of part of the loan, the Parties will determine a new loan repayment schedule in the form of an annex to the agreement. 9. The interest rate on the loan will be calculated for quarterly periods in individual years at a variable interest rate, equal to the base rate WIBOR 3M increased by a fixed margin of the Contractor, determined on the basis of the submitted offer. In the event of a change (replacement) of the WIBOR 3M reference rate with another reference rate, the parties to the agreement undertake to adapt the provisions of the contract to the new reference rate(s). The interest rate on the loan in subsequent interest periods will be calculated as the arithmetic average of the last five business days preceding the interest period (quarter). 10. The loan may not be charged with other fees and commissions apart from the margin. Contractors should include all costs (e.g. commissions for granting a loan, preparation fees and others) in the loan margin. 11. Interest will be repaid on quarterly calendar dates, starting from the date of payment of the first tranche of the loan to the Ordering Party. Interest will be calculated on the amount of credit actually used in quarterly calendar periods and payable no later than on the last day of the month ending the calendar quarter for which it was calculated. If the repayment date falls on a public holiday, repayment takes place on the first business day following the public holiday. 12. Interest on any overdue receivables shall be calculated at a variable rate of interest appropriate for outstanding receivables, corresponding to the statutory interest rate applicable during the periods of occurrence of such receivables. In the interest rate calculations, the real calendar will apply. 13. The principal installments will be repaid in 41 quarterly calendar installments, i.e. 40 equal quarterly installments of PLN 250,000.00 each and the last installment (41st) in the amount of PLN 324,000.00, assuming that the Ordering Party uses the maximum loan amount, i.e. PLN 10,324,000.00), payable by the last day of each calendar quarter.

1. The subject of the contract includes granting and servicing a long-term loan in the amount of up to PLN 10,324,000.00 (in words: ten million three hundred twenty-four thousand 00/100 zlotys) to finance investment expenses. 2. Loan currency – zloty Polish. 3. The Contractor shall release the credit funds in the amount and dates indicated by the Contracting Entity, without submitting a separate loan application subject to consideration. The Contracting Authority shall inform the Contractor about the date of payment and the amount of each tranche at least 3 business days before the payment of the loan tranche. 4. The Contractor shall open a credit account on the date of transfer of the first tranche of the loan and shall keep it free of charge during the term of the contract. 5. The final date of using the loan expires on 31.12.2023. 6. Loan period 12 years. The grace period for loan repayment is 1 year. The loan will be repaid in the years 2024-2034, with the first capital installment payable by 31/03/2024, the last installment payable by 31/03/2034 – subject to paragraph 7. 7. The Ordering Party reserves the right to use a smaller amount of credit and its early repayment without incurring any costs. The amount of credit that will be used is min. 5 000 000,00 PLN In the event of early repayment of the loan, interest will be calculated for the period of its actual use. The Contractor will not charge interest or any fees on the amount of unused credit. 8. In the event of early repayment of part of the loan, the Parties will determine a new loan repayment schedule in the form of an annex to the agreement. 9. The interest rate on the loan will be calculated for quarterly periods in individual years at a variable interest rate, equal to the base rate WIBOR 3M increased by a fixed margin of the Contractor, determined on the basis of the submitted offer. In the event of a change (replacement) of the WIBOR 3M reference rate with another reference rate, the parties to the agreement undertake to adapt the provisions of the contract to the new reference rate(s). The interest rate on the loan in subsequent interest periods will be calculated as the arithmetic average of the last five business days preceding the interest period (quarter). 10. The loan may not be charged with other fees and commissions apart from the margin. Contractors should include all costs (e.g. commissions for granting a loan, preparation fees and others) in the loan margin. 11. Interest will be repaid on quarterly calendar dates, starting from the date of payment of the first tranche of the loan to the Ordering Party. Interest will be calculated on the amount of credit actually used in quarterly calendar periods and payable no later than on the last day of the month ending the calendar quarter for which it was calculated. If the repayment date falls on a public holiday, repayment takes place on the first business day following the public holiday. 12. Interest on any overdue receivables shall be calculated at a variable rate of interest appropriate for outstanding receivables, corresponding to the statutory interest rate applicable during the periods of occurrence of such receivables. In the interest rate calculations, the real calendar will apply. 13. The principal installments will be repaid in 41 quarterly calendar installments, i.e. 40 equal quarterly installments of PLN 250,000.00 each and the last installment (41st) in the amount of PLN 324,000.00, assuming that the Ordering Party uses the maximum loan amount, i.e. PLN 10,324,000.00), payable by the last day of each calendar quarter.