Insurance and related services for property, legal liability and other general (non-life) insurable risks, as required by Sovereign Housing Association Ltd and subsidiary organisations.

A programme of general insurance and related services for Sovereign Housing Association Ltd and subsidiary organisations, excluding motor fleet risks (see Lot 2) and engineering insurance/inspection (see Lot 3).

Insurance and related services for motor fleet risks (including Motor legal expenses).

Engineering Insurance and an associated programme of inspections for statutory and other items of engineering plant and equipment including Lifts. The Contracting Authority may require that (Lifting Operations and Lifting Equipment Regulations 1998 (LOLER) Certification is planned 5 monthly, which will allow the Association one month to rebook appointments where access has not been gained. In addition, the Contracting Authority requires that the delivery of LOLER visits is done in line with its 'No access process', this includes evidenced appointments and records of any appointment failures.

An optional Lot enabling Sovereign Housing Association Ltd and subsidiary organisations to consider a combined Award of all insurance and related services required under Lots 1-3. Sovereign reserves its right to award Lot 1, Lot 4, or Lot 5 at its sole discretion. Each Lot will be fairly and individually evaluated.

An optional Lot to enable Sovereign to consider its options for alternative risk financing including a Captive or Protected Cell Company for its core insurable risks including property and third party liability risks. We anticipate this Lot will require a mixture of traditional and ARF. Sovereign therefore reserves its right to award Lot 1, Lot 4, or Lot 5 at its sole discretion. Each Lot will be fairly and individually evaluated.