1. The subject of the contract is the granting and servicing of a long-term loan in the amount of PLN 7,750,000.00 (in words: seven million seven hundred fifty thousand 00/100) for:

1) covering the planned budget deficit of the Municipality of Świdnica in the amount of PLN 6,294,590 (in words: six million two hundred ninety-four thousand five hundred ninety 00/100),

2) repayment of previously incurred liabilities due to the issue of securities and loans and credits of the Municipality of Świdnica in the amount of PLN 1,455,410 (in words: one million four hundred fifty five thousand four hundred ten 00/100).

1. Designation of the subject of the contract according to the classification of the Common Procurement Vocabulary (CPV): 66.11.30.00-5 Credit granting services.

2. Detailed arrangements concerning the subject of the contract:

1) In 2023, the Contractor shall grant the Contracting Authority a loan in the Polish currency in the amount of PLN 7,750,000.00 (in words: seven million seven hundred fifty thousand 00/100) on the terms specified in the contract.

2) The contracting authority shall allocate funds from the loan to cover the planned deficit and repayment of previously incurred liabilities under the issue of securities and loans and credits.

3) The loan will be released in tranches to the basic account of the Municipality of Świdnica - Municipal Office in Świdnica

4) The amount and deadlines for the transfer of funds will be agreed with the Contractor each time and submitted in the form of an application before the tranche is launched by fax or e-mail.

5) Interest rate on the loan determined quarterly on the basis of the variable WIBOR 3M rate – recorded on the last business day of the month preceding the period for which interest is calculated plus a margin in the amount resulting from the offer.

6) Grace period for repayment of capital until 14.03.2024.

7) The loan will be repaid by 15.12.2035.

8) The Ordering Party reserves the right to use the full amount of the loan granted and the right to repay it early without additional fees and commissions.

9) The repayment of capital will be made in 48 quarterly installments according to the schedule –

15.03.2024 r. 25 000,00z³

15.06.2024 r. 25 000,00z³

15.09.2024 r. 25 000,00z³

15.12.2024 25 000,00z³

15.03.2025 r. 50 000,00z³

15.06.2025 r. 50 000,00z³

15.09.2025 r. 50 000,00z³

15.12.2025 50 000,00z³

15.03.2026 r. 50 000,00z³

15.06.2026 50 000,00z³

15.09.2026 r. 50 000,00z³

15.12.2026 50 000,00z³

15.03.2027 r. 50 000,00z³

15.06.2027 r. 50 000,00z³

15.09.2027 r. 50 000,00z³

15.12.2027 50 000,00z³

15.03.2028 r. 50 000,00z³

15.06.2028 r. 50 000,00z³

15.09.2028 r. 50 000,00z³

15.12.2028 50 000,00z³

15.03.2029 r. 250 000,00zł

15.06.2029 r. 250 000,00zł

15.09.2029 r. 250 000,00zł

15.12.2029 r. 250 000,00zł

15.03.2030 r. 250 000,00zł

15.06.2030 r. 250 000,00zł

15.09.2030 r. 250 000,00zł

15.12.2030 r. 250 000,00zł

15.03.2031 r. 250 000,00z³

15.06.2031 r. 250 000,00z³

15.09.2031 r. 250 000,00z³

15.12.2031 r. 250 000,00zł

15.03.2032 250 000,00z³

15.06.2032 250 000,00z³

15.09.2032 r. 250 000,00z³

15.12.2032 r. 250 000,00zł

15.03.2033 r. 250 000,00zł

15.06.2033 r. 250 000,00zł

15.09.2033 r. 250 000,00zł

15.12.2033 r. 250 000,00zł

15.03.2034 r. 250 000,00zł

15.06.2034 r. 250 000,00zł

15.09.2034 r. 250 000,00zł

15.12.2034 r. 250 000,00zł

15.03.2035 r. 250 000,00zł

15.06.2035 r. 250 000,00zł

15.09.2035 r. 250 000,00zł

15.12.2035 250 000,00z³

10) Interest will be repaid by the 15th day of the month following the calendar quarter.

(11) Interest will be calculated on the debt actually used at a variable interest rate.

(12) Interest capitalisation is not permitted.

13) The first interest on the amount of the current debt will be paid by 31 December 2023.

14) The last interest on the amount of debt will be paid together with the last capital installment, i.e. 15.12.2035.

(15) If the date of repayment of the credit or interest falls on a public holiday, the deadline shall be deemed to have been met if the repayment is made on the first working day after the deadline specified in the contract.

16) The Contractor will not charge any commissions on the launched loan or any additional fees.

17) The bank margin is a constant amount throughout the loan period.

18) In the event of early repayment of the loan, interest will be calculated for the period of its actual use.

19) If the Ordering Party does not use part of the loan or makes an early repayment of part of the loan, the Parties shall determine a new repayment schedule in the form of an annex to the agreement