The subject of the contract is: Granting a long-term bank loan up to PLN 6,884,435 in 2022.
1. The amount of the loan granted: up to PLN 6,884,435 (in words: six million eight hundred eighty-four thousand four hundred and thirty-five) intended to finance the planned budget deficit in the current year and to repay previously incurred liabilities under loans and credits. 2. The Ordering Party reserves the right to use the full amount of the loan (30%), without incurring additional fees and commissions. 3. The credit shall be used for future payments or costs already incurred. 4. It is required to make the loan available from the date of conclusion of the contract. The loan will be disbursed in tranche(s) on the basis of the instruction to activate the tranche(s). 5. Estimated amount and dates of launching tranches: 1) 23.09.2022 - up to PLN 3,442,218, 2) 23.12.2022 - up to PLN 3,442,217. 6. The Ordering Party reserves the right to change the number of tranches paid, the amount of loan tranches and the date of their launch without incurring additional fees and commissions. 7. Method of mobilising funds – to the Ordering Party's bank account. 8. The loan should be granted on the basis of the variable WIBOR 3M reference rate increased by the bank's fixed margin. 9. The Ordering Party does not provide for the possibility of charging a commission for granting a loan. 10. Loan period – until 31.12.2040 11. Grace period for repayment of principal installments of the loan: the first installment of capital payable on 31.03.2025 and the last on 31.12.2040. Repayment of capital in equal installments in quarterly periods – loan installments payable as at 31.03., 30.06., 30.09., 31.12. of a given year in the amount of PLN 107,569 – 63 installments (last installment 64 in the amount of: PLN 107,588). 12. Interest will be calculated and paid monthly only on the outstanding capital, interest payable on the last day of a given month – the first payment on the last day of the month in which the loan was launched and the last one on 31.12.2040 13. Variable interest rate based on the WIBOR 3M index and the bank's fixed margin. 14. The form of loan collateral accepted by the Ordering Party – blank promissory note. 15. The contract must provide for the possibility of early repayment of all or part of the credit without incurring additional fees and commissions. 16. The Contractor will not charge any additional fees and commissions for granting and servicing the loan other than those listed in the SWZ and presented in the offer.