The order includes residential building insurance (lot 1) and home and landowner liability insurance (lot 2) for the holdings of Wohnungsbaugesellschaft mbH in the Hanseatic City of Wismar.

The subject of the award procedure in lot 1 is the allocation of residential building insurance for the policyholder's building stock in accordance with the minimum insurance conditions. Insurance coverage must generally cover damage by the fire, tap water, storm/hail, elementary, vandalism, building services, special hazards in accordance with minimum insurance conditions and overall glazing. During the contract period, the client/policyholder shall report the risks existing on January 1st of the year, that is, the existing building/land with the residential and calculation units for commercial purposes by February 15 of each year. During the year due to new construction, acquisition or other new properties that are added in other ways, are generally included without reporting to the inventory list; also objects not recorded in error. Until reporting to the insurer, the maximum compensation per case of damage for new objects and objects not reported in error is EUR 15 000 000.

The legal liability of the policyholder and insured persons from home and property ownership is insured. This applies in particular as owners, owners, tenants, tenants, lessees, administrators, beneficiaries, usufructors of developed and undeveloped land, buildings and/or building parts as well as from renting, leasing or other handover of built-up and undeveloped property, buildings or premises (also garages and parking spaces but not airfields) to third parties and operating staff. Claims arising from breach of obligations based on the aforementioned properties (e.g. structural maintenance, lighting, cleaning, sprinkling of walkways during winter smoothness, snow clearing on the pavement and landing dam) are insured here, even if they have been contractually accepted. During the contract period, the client/policyholder shall report the risks existing on January 1st of the year, that is, the existing building/land with the residential and calculation units for commercial purposes by February 15 of each year. During the year due to new construction, acquisition or other new properties that are added in any other way, are generally co-insured without reporting to the inventory list until the next main maturity date. Objects that were not mistakenly recorded are also covered by insurance coverage.