The contract concerns 2 insurance lots:

1) Accident insurance according to LAA and accident insurance complementary to the LAA;

2) Loss of health insurance.

The policyholder does not want an intermediary (broker). Contract management from 1.1.2020 will be carried out directly between the policyholder and the key persons mentioned in Annex R9 of the tender dossier.

Therefore, the pricing must be made in net premiums, with no commission of acquisition or commission of portfolio and / or brokerage.

Pricing means no surplus participation for the complementary LAA.

The contract concerns 2 insurance lots:

1) Accident insurance according to LAA and accident insurance complementary to the LAA;

2) Loss of health insurance.

The policyholder does not want an intermediary (broker). Contract management from 1.1.2020 will be carried out directly between the policyholder and the key persons mentioned in Annex R9 of the tender dossier.

Therefore, the pricing must be made in net premiums, with no commission of acquisition or commission of portfolio and / or brokerage.

Pricing means no surplus participation for the complementary LAA.