1. The object of the order is:
"Taking a long-term loan in the amount of PLN 11,800,000.00 to finance the planned budget deficit of the Klucze Commune in 2023 and to cover liabilities planned in expenses."
1) The loan will be granted without a separate loan application.
2) The loan will be placed at the disposal of the Ordering Party in tranches or in full,
but not later than by 29.12.2023. within a maximum of five working days from the date of conclusion of the contract (this deadline is a criterion for the evaluation of offers) – starting from the date of placing the loan at the disposal of the Contracting Entity, the Contracting Authority has the right to send requests to the Contractor for payment of all or tranches of the loan (by fax or e-mail).
3) Interest will be calculated from the date of disbursement of the loan in full, and in the case of disbursement in tranches from the amount and date of individual tranches of the loan.
1) The loan will be granted without a separate loan application.
2) The loan will be placed at the disposal of the Ordering Party in tranches or in full,
but not later than by 29.12.2023. within a maximum of five working days from the date of conclusion of the contract (this deadline is a criterion for the evaluation of offers) – starting from the date of placing the loan at the disposal of the Contracting Entity, the Contracting Authority has the right to send requests to the Contractor for payment of all or tranches of the loan (by fax or e-mail).
3) Interest will be calculated from the date of starting the loan in full,
and in the case of payment in tranches from the amount and date of individual tranches of the loan.
4) The loan will be repaid in quarterly installments (at the end of each calendar quarter) starting from 31.03.2025 to 31.12.2033, as described below:
2025 – PLN 400,000.00 (4 x PLN 100,000.00),
2026 – PLN 500,000.00 (4 x PLN 125,000.00),
2027 – PLN 500,000.00 (4 x PLN 125,000.00),
2028 – PLN 400,000.00 (4 x PLN 100,000.00),
2029 – PLN 200,000.00 (4 x PLN 50,000.00),
2030 – PLN 1,600,000.00 (4 x PLN 400,000.00),
2031 – PLN 3,300,000.00 (4 x PLN 825,000.00),
2032 – PLN 2,400,000.00 (4 x PLN 600,000.00),
2033 – PLN 2,500,000.00 (4 x PLN 625,000.00),
5) The Ordering Party reserves the right not to collect the full amount of the loan. In such a case, the Contractor shall not charge the Ordering Party with costs
no credit charged.
6) Interest will be calculated and collected quarterly on the unpaid loan amount on the 10th day of the next month after the end of the quarter, based on the Contractor's written information, sent by the 7th day of the next month after the end of the quarter. Interest for the fourth quarter of 2023 payable by 10/01/2024, the last interest installment for the period
IV quarter of 2033 payable until 31.12.2033.
The information shall specify:
- the amount of interest,
- the interest rate,
- the period for which interest was charged,
- the date of payment,
- bank account number to make the payment.
(7) To determine the amount of interest, a year equal to 365 days and the actual number of days in a quarter shall be used.
8) If the loan or interest is due on a Saturday, Sunday or other public holiday, the loan or interest will be repaid on the last business day preceding the repayment date.
9) Interest rate on the loan at a variable interest rate that changes
on a quarterly basis, in accordance with the following principle:
- the interest rate consists of a variable WIBOR rate for 3 monthly PLN interbank deposits calculated as an average of all quotations of the month preceding the financial period and from the bank's fixed margin,
10) The borrower has the right to repay all or part of the loan at any time before the date specified above, with one month's notice,
No additional fees or commissions. Early repayment of the loan will result in a proportional reduction in the amount of interest due, which will be charged
on the outstanding amount of debt (interest will be calculated until the loan repayment date,
and not until the end of the contract period). The parties will agree on a new loan repayment schedule
and the arrangements made will be recorded in the form of an annex.
11) The loan amount not released by the end of the current year will not be used.
No fee will be charged by the Contractor for the unused amount of credit
or commission. The parties will agree on a new loan repayment schedule and the arrangements made will be recorded
in the form of an annex to the contract.
Detailed description of the subject of the contract in the procurement documents.