The subject of the contract is the provision of a long-term loan — 10 year of PLN 14.348,304,00 to cover the planned budget deficit.
1. The subject of the contract is the provision of a long-term loan — 10 years of PLN 14.348.304,00 to cover the planned budget deficit.
2. Detailed description of the terms of the provision of credit:
1) Credit granted for a period of 10 years.
2) The Contracting Authority reserves the possibility of using the credit in tranches as required.
3) Pension in repayment of capital until 31.12.2022r (12m-cy)
4) Karence in interest repayment does not occur.
5) It is permissible not to use the full amount of the loan without incurring any fees.
6) Credit will be run in tranches. The withdrawal date and the amount of each tranche will be informed at least 3 business days before the payment of the loan tranche.
7) Loan interest rate will be counted by the variable rate in the annual ratio based on the WIBOR rate of 1M plus bank margin.
8) The margin presented in the offer may not be increased during the course of the loan agreement.
9) The collateral of the loan will be a promissory note in blanco along with a promissory statement.
10) Interest repayment will be made on monthly terms in amounts resulting from current debt on the first day of each month.
11) Interest will be charged on the amount of credit used.
12) Repayment of loan installments between 2023 and 2031 will follow in monthly installments
decreasing from 01.01.2023r. for a period of 108 months, i.e. to 30.12.2031r.
13) Repayment of capital — equal capital installments
107 rat - 132.855,00 PLN
1 installment — 132.819,00 PLN
14) Paid on the first day of each month along with interest.
15) Where the deadline for repayment of the loan falls on a day off work, the Contracting Authority shall regulate the required installment on the first working day following the prescribed repayment date.
16) The possible commission on the loan granted will be payable on the day of payment of the loan.
17) The loan may not be charged with fees and commissions other than those listed in the offer submitted by the bank.
18) In the event that the loan is repaid early — interest counted until the day of repayment of the loan assuming that the year is 365 days.
19) For the purposes of calculating the credit price, the actual number of days occurring in a given month shall be taken.
20) The Contracting Authority reserves the right to:
1) failure to use the full amount of the loan granted;
The Contracting Authority reserves the right to reduce the amount of credit no more than 10% without the consequences of any commissions and fees
2) renegotiation of amounts and time limits for principal repayments.
21) The start-up of the credit will occur after the establishment of legal forms of credit collateral.
3. Quality standards related to lending services are governed by the Banking Law of 29 August 1997 (single text of the Journal of Laws of 2020, item 1896 as amended).
4. The creditworthiness examination documents are Annex No 1 to the SWZ.
5. Contractors provide for employment requirements by the contractor or subcontractor on the basis of the employment relationship of persons, in the circumstances referred to in Article 95 of the Pzp Act, which during the execution of the contract in question will perform activities directly related to the servicing of the credit-
included in Chapter IV of the SWZ.