the purpose of this consultation is to underwrite and manage Saeml Oryon's insurance contracts

the purpose of the contract is to repair damage, as provided for in the general provisions, caused to secured immovable and movable property

the contract guarantees the insured against damage caused and suffered by the land motor vehicles designated in these conditions with accessories and spare parts delivered at the same time as the vehicle, special accessories and professional facilities when such damage results from a guaranteed event

the Insurer guarantees, subject to the exclusions set out in this document, the pecuniary consequences of the liability that may be incumbent on the insured by application of the rules of civil law, administrative law and in general the legislative or regulatory rules in force or contractual commitments as a result of bodily, material and immaterial damage resulting or not caused to third parties as a result of its activities. The guarantee of the contract is also acquired at the pecuniary consequences of the civil liability of the owner of buildings. In particular, the financial consequences of the liability that may fall on the insured due to damage caused to others by all persons involved in his operation or activity, by all property and animals owned or used by the insured person

The contract guarantees the insured against all pecuniary consequences resulting from claims made against them on the basis of civil liability and attributable to actual or alleged fault committed in their capacity as directors. Are also guaranteed, the defense costs incurred by the insured for his civil defense (judicial, amicable or arbitral) and / or his criminal defense, in the context of the implementation of the guarantees of the contract or when he is implicated in the context of his duties as director

The purpose of the contract is to guarantee the financial consequences of any infringement, according to the definition of the contract, occurring as a result of a malicious act committed with the intention of harming the insured. The consequences of a handling error or malfunction of the information system or the effects of the current are also guaranteed by the contract