This contract covers personal, property damage, civil liability and automobile insurance contracts for the policyholder of the commune-CPAS and RCA of Engis relating to:

1) personal insurance;

2) property damage insurance;

3) liability insurance;

4) automobile insurance.

Insurance policies are concluded for a period of one year with an extension by tacit agreement for consecutive periods of one year and for a total period not exceeding four years.

1) Personal insurance:

- additional CPV code:

—— 66512100-3: accident insurance service:

1) insurance against accidents at work and excess law;

2) personal accident insurance.

The policies are concluded for a period of one year with extension in the form of tacit renewal for successive periods of one year without the total duration not exceeding four years.

2) Material damage insurance:

- additional CPV codes:

—— 66515000-3: damage and loss insurance service;

—— 66515100-4: fire insurance service.

1) fire damage insurance;

2) insurance against all electronic / IT risks;

3) all-risk insurance - machinery breakdown;

4) transport and stay insurance of valuables;

5) comprehensive insurance for exhibitions and works of art.

The policies are concluded for a period of one year with extension in the form of tacit renewal for successive periods of one year without the total duration not exceeding four years.

3) Liability insurance

- additional CPV codes:

—— 66516000-0: civil liability insurance service;

—— 66516400-4: general liability insurance service;

—— 66512100-3: accident insurance service.

1) general liability insurance;

2) fire & explosion third party liability insurance;

3) civil liability insurance for public representatives and directors

4) accident and civil liability insurance for school and extracurricular activities

5) accident and civil liability insurance for various activities.

The policies are concluded for a period of one year with extension in the form of tacit renewal for successive periods of one year without the total duration not exceeding four years.

4) Automobile insurance:

- additional CPV code:

—— 66516100-01: motor vehicle liability insurance service.

1) Vehicle insurance (fleet);

2) Omnium Missions insurance.

Automobile policies are concluded for a period of one year with an automatic renewal for consecutive periods of one year and for a total duration not exceeding four years.