1. The subject of the contract is to grant a long-term loan in the amount of PLN 4,260,000.00 to cover the planned deficit of PLN 3,680,000.00 and to repay previously taken loans in the amount of PLN 580,000.00. 2. The loan will be taken in the following tranches: - in 2022 the amount of PLN 4,260,000.00. 3. Expected loan start date 21.11.2022 final date of use of the loan until 30.12.2022. 4. Expected loan repayment period from 30.01.2025 to 31.05.2031 installments payable in monthly periods on the last day of each month: - in 2025 installments payable in the period from January to December, total in 2025: PLN 400,000.00 - in 2026 installments payable in the period from January to December, total in 2026: PLN 400,000.00 - in 2027 installments payable in the period from January to December, total in 2027: PLN 700,000.00 - in 2028 installments payable in the period from January to December, total in 2028: PLN 700,000.00 - in 2029 installments payable in the period from January to December, total in 2029: PLN 740,000.00 - in 2030 installments payable in the period from January to December, total in 2030: PLN 800,000.00 - in 2031 installments payable in the period from January to December, total in 2031: PLN 520,000.00. 5. Interest calculated at a variable interest rate - interest on the loan used (on the amount remaining to be repaid) will be calculated on a monthly basis at the variable interest rate of the WIBOR 3M rate from the last business day of the month preceding the interest period, increased by the Bank's fixed margin, - when calculating interest, it is assumed that the year and month have the actual number of days, - interest will be repaid on a monthly basis on the last day every month. 6. The loan will be secured by a blank promissory note.

1. The subject of the contract is to grant a long-term loan in the amount of PLN 4,260,000.00 to cover the planned deficit of PLN 3,680,000.00 and to repay previously taken loans in the amount of PLN 580,000.00. 2. The loan will be taken in the following tranches: - in 2022 the amount of PLN 4,260,000.00. 3. Expected loan start date 21.11.2022 final date of use of the loan until 30.12.2022. 4. Expected loan repayment period from 30.01.2025 to 31.05.2031 installments payable in monthly periods on the last day of each month: - in 2025 installments payable in the period from January to December, total in 2025: PLN 400,000.00 - in 2026 installments payable in the period from January to December, total in 2026: PLN 400,000.00 - in 2027 installments payable in the period from January to December, total in 2027: PLN 700,000.00 - in 2028 installments payable in the period from January to December, total in 2028: PLN 700,000.00 - in 2029 installments payable in the period from January to December, total in 2029: PLN 740,000.00 - in 2030 installments payable in the period from January to December, total in 2030: PLN 800,000.00 - in 2031 installments payable in the period from January to December, total in 2031: PLN 520,000.00. 5. Interest calculated at a variable interest rate - interest on the loan used (on the amount remaining to be repaid) will be calculated on a monthly basis at the variable interest rate of the WIBOR 3M rate from the last business day of the month preceding the interest period, increased by the Bank's fixed margin, - when calculating interest, it is assumed that the year and month have the actual number of days, - interest will be repaid on a monthly basis on the last day every month. 6. The loan will be secured by a blank promissory note.7. The borrower can repay all or part of the loan ahead of schedule without incurring additional costs. 8. The Borrower reserves the right to withdraw from taking out all or part of the loan after submitting a written application 7 days before its launch, without incurring additional costs. 9. Common Procurement Vocabulary CPV: 66113000 – 5 Credit granting services 10.The contracting authority does not allow partial tenders to be submitted. 11. The Ordering Party does not allow the submission of variant offers and in the form of electronic catalogs. 12.The Contracting Authority does not provide for the award of contracts referred to in Article 214(1)(7) and (8).