The subject of the contract is to take out a loan for advance financing of activities financed from the European Union budget (under the Wielkopolska Regional Operational Program) for the task entitled "Deep thermomodernization of the building of the Adam Mickiewicz Primary School in Chełmno, in the amount of PLN 3,888,023.53.

1. The subject of the contract is to take out a loan for advance financing of activities financed from the European Union budget (under the Wielkopolska Regional Operational Programme) for the task entitled "Deep thermomodernization of the building of the Adam Mickiewicz Primary School in Chełmno, in the amount of PLN 3,888,023.53.

2. The date of signing the contract shall be the date on which the loan is placed at the disposal of the Ordering Party on dates and tranches tailored to the needs of the Ordering Party using:

- 29.09.2023 in the amount of PLN 3,888,023.53.

on the basis of the Ordering Party's instruction with the deadline for launching the tranche. The Contracting Authority allows the submission of an instruction to launch a loan on the template in force at the Contractor. Instructions to release loan tranches will be sent in electronic form (mail lb home banking) with the deadline for disbursing the tranche, while the original will be immediately delivered to the bank. Providing the original cannot determine the launch of the loan.

3. The loan installment will be repaid in 2024 in installments as at the date specified in the table below:

Loan – PLN 3,888,053.23

Repayment date Installment amount in PLN

1. 30.12 2024 r. 3 888 053,23

TOTAL LOAN 3,888,053.23

4. We do not provide a grace period for interest payments. The loan will be repaid on 30.12.2024.

5. Interest rate based on the variable WIBOR rate of 1 M and the bank's margin.

The contractor is obliged to provide the amount of the margin in percent. For purposes

price comparability of interest rate offers should be calculated on the basis of quotation

WIBOR 1 M in force on the date of publication of this contract in the Official Journal of the European Union.

The base rate during the term of the contract is WIBOR 1M valid two working days before the beginning of each quarterly settlement period.

The Ordering Party agrees to apply the WIBOR 1M rate calculated as follows: as the arithmetic mean of the last five quotes in the month preceding the month of accrual of interest.

6.The bank's margin is fixed during the loan period.

7. The amount of the one-off commission on the loan granted is required to be provided by the Contractor as a percentage. The commission will be payable on the date of launching the loan tranche.

8. Interest will be repaid on a monthly basis without a grace period, only on the amount of the loan actually launched.

9. The loan will be secured in the form of a blank promissory note together with a promissory note declaration – up to the amount of the liability.

10. The borrower will have the right to incur a smaller amount

loans / not using the full amount of the loan / and the right to early repayment

loans at no additional cost and the possibility of postponing loan repayment within the agreed loan years.