1. The subject of the contract is the Granting of a long-term loan to the City and Municipality of Skępe and its service. 2. A detailed description and method of order execution is contained in the Description of the Subject of the Order (OPZ), constituting Appendix No. 3 to the SWZ.

1. The subject of the contract is the service of granting the City and Commune of Skępe and servicing a long-term loan in the amount of PLN 3,230,000.00 (three million two hundred and thirty thousand 00/100 zlotys) for the purpose of financing the planned budget deficit with expenditure on property expenses. 2. The loan will be granted in two tranches: 1) 1 tranche in the amount of PLN 1,410,000.00, 2) 2) 2 tranche in the amount of PLN 1,820,000.00. 3. Interest on the loan will be repaid on a monthly basis, on the last day of each month, starting from the month in which the loan will be launched, on the basis of written information provided by the bank at the latest 3 business days before the date of interest repayment. Where the repayment date falls on a non-working day, the last working day before the date of payment shall be taken. 4. Interest rate on the loan based on the WIBOR 1M base rate (with a margin for the contractor). The bank's margin is binding throughout the loan period. For the calculation of interest on the loan, it should be assumed that the year is 365 days and 366 days in the case of leap years. For offer purposes, in order to calculate interest, the WIBOR 1M rate in force as at 30.06.2022 should be adopted 5. Deadline for making funds available: no later than within 3 working days from the date of submission of the written application, with the approximate deadline for submitting a written application specified as follows: 1) 1 tranche as at 30.07.2022, 2) 2 tranche as at 07.10.2021 6. The following loan repayment dates are set: 30.09.2027 - PLN 5,000.00; 30.09.2028 - PLN 5,000.00; 30.09.2029 - PLN 5,000.00; 30.09.2030 -65.000,00 PLN; 30.09.2031 - 210.000,00 PLN; 30.09.2032 - 210.000,00 PLN; 30.09.2033 - 210.000,00 PLN; 30.09.2034 - 210.000,00 PLN; 30.09.2035 - 210.000,00 PLN; 30.09.2036 - 210.000,00 PLN; 30.09.2037 - 210.000,00 PLN; 30.09.2038 - 210.000,00 PLN; 30.09.2039 - 210.000,00 PLN; 30.09.2040 - 210.000,00 PLN; 30.09.2041 - 210.000,00 PLN; 30.09.2042 - 210.000,00 PLN; 30.09.2043 -210.000,00 PLN; 30.09.2044 - 210.000,00 PLN; 30.09.2045 -210.000,00 PLN 7. Loan collateral - blank promissory note.